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Credit Card

Overview

Simplify your financial life with Loanwala Solutions' credit card services! Whether you're looking for cashback, rewards, or travel benefits, we offer a range of credit cards tailored to meet your needs. With easy application processes, attractive interest rates, and exclusive perks, we ensure you get the best value for your spending. Choose Loanwala Solutions for smarter financial management today!

Eligibility Criteria to Apply for Credit Card

Before you apply for credit card, it is important to check whether or not you fulfil the eligibility criteria. Check out the eligibility conditions for Indus Easy Credit Cards below:

Age: To apply, you must be at least 18 years old. On the other hand, the upper-limit age is 75 years.
Income: Your net monthly income should be at least Rs.20, 000
Occupation: All Salaried and Self-Employed individuals can apply
Credit score: You need to have a good CIBIL score

Benefits of a Credit Card

Secure Alternative to Cash

Carrying cash everywhere comes with a risk of loss or theft. In such an event, there is not much you could do to recover the loss. However, a credit card can be hotlisted to avoid its misuse

Financial Emergencies

Whether it is a medical emergency or an urgent cash requirement, credit cards seem to be a convenient option as they provide instant cash against credit which can be paid at a later date

Increased Purchase Power

Credit cards can be used to make large value purchases conveniently. Although make sure to maintain your credit utilisation ratio at 30% or below to maintain good credit score

Interest-Free Credit

Credit cards offer you an interest-free period on purchases. This means you do not hold any interest on your spends as long as you pay off the amount before the due date

Reward Points

Many credit cards offer reward points on the transactions you make. These Reward Points can be redeemed for items, vouchers or cashback. Some credit cards also offer accelerated rewards

Welcome Benefits

Most credit cards offer Welcome Benefits in the form of vouchers, coupons and even discount on movie tickets, travel bookings, bonus reward points, memberships and more

Improves Credit Score

A long-term benefit of owning a credit card is that you can build a credit score especially if you have never taken a loan. A decent credit score makes it easy for you to get approved for a loan in the future

Fuel Surcharge Waiver

Many banks offer fuel surcharge waiver to credit cardholders when they spend a specific amount of money on fuel every month. The fuel points are later converted into free fuel

Cashback Benefits

There are many credit cards that offer cash back benefits to the customers. The amount of cashback that will be offered depends on the provider and the chosen card variant

Travel Benefits

Some credit cards offer travel benefits to the customers. Travel benefits include air miles, airport lounge access, travel insurance, airline offers, hotel offers, etc.

Documents needed for online credit card application

No physical documents are required
Keep your Aadhaar number and PAN card handy to speed up the application process
Proof of residence if your current address is different form the one in Aadhaar

Steps to apply for a Credit Card

Our Satisfied Clients

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